Working with a Los Angeles IT support team can help you avoid the common mistakes you can make in trying to tackle cybersecurity issues on your own. Many people assume cyber insurance policy covers all your risks involving cybersecurity breaches. Here's a look at what cyber insurance covers and how IT experts can help you prepare for an attack.
Different Types of Cyber Insurance
Cyber insurance exists to provide protection for computing systems and costs for recovery or repair when a cyber incident occurs. Here are some of the various types of cyber insurance coverage:
• Breach and event response: This general coverage pays for various types of damage from a cybersecurity breach.
• Regulatory coverage: Industries placed under heavy oversight can get special protection in case human error leads to a breach. This coverage is used by healthcare organizations, government, and non-governmental agencies.
• Liability: This coverage protects against lawsuits associated with claims stated in the policy. It pays for damage caused to others such as customers who use your resources and are affected by your system's breach.
• Privacy liability: This coverage pays for legal defense costs when confidential information continues to get breached.
• Cyber extortion: Special coverage exists for ransomware attacks and pays for litigation costs and when private information continues to get breached.
Protection Against Ransomware Attacks
The best way to protect against a ransomware attack is to learn about how the attacks usually work and then guard against giving hackers what they want. Ransomware attacks are often caused by employee error, especially in places where no cybersecurity training has occurred.
An experienced Los Angeles IT support team can educate your staff about cybercrime so that no one at your company falls for the email pranks that ransomware attackers commonly use. Taking the following proactive steps helps provide a strong defense against cybercriminals:
1. Cybersecurity policy - Establish rules and guidelines that determine who has access to network controls and which devices are allowed on the network.
2. Firewalls - Using hardware and software firewalls helps build a barrier around your digital assets and block outsiders from accessing your network.
3. 24/7 Network Monitoring - Advanced cybersecurity software automates network monitoring and sends alerts when suspicious activity occurs.
4. Routinely Back Up Data - Your IT team can schedule data backups and make sure you constantly have access to files and applications.
5. Create a Disaster Recovery Plan - Determine what to do in the event of a cyberattack, such as switching to a backup server.
Working with Los Angeles IT support experts can provide protection against cybercriminals and insights about fighting them. Contact us at Vitalpoints to learn more about protecting your network so you can focus on your core business.